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Being on holiday in an unfamiliar place can be very distracting, so get into the habit of double-checking that you have all your possessions with you. To protect your funds, carry only what you need for the day. Don’t bring multiple debit and credit cards out with you - keep some securely stored at your accommodation.

To cut down on the risk of being pick-pocketed whilst on your travels, never put your wallet, purse or cash in your back pocket. Invest in a slim money belt or cross-body bag that can be hidden under your clothes. Make sure you opt for a waterproof one, though, because if you are exploring a hot country you are likely to be sweating far more than usual.

Before travelling, take some time to scan all your important travel documents, and then send an email copy to yourself. Include your passport, insurance paperwork and any visa and print off a couple of hard copies too, just to be on the safe side. Using digital technology means that whatever happens to your luggage, you will be able to access copies of your documentation, which could save you lots of time should the worst happen and you lose them or they are stolen.

It really is absolutely essential to get travel insurance before setting off on any holiday. Hospital costs abroad can build up frighteningly quickly, even for what might seem to be a relatively minor injury or other complaint. And while we’re on the subject of health - don’t forget to research if you require any inoculations and get booked in for them in plenty of time. You should also make yourself aware of the protocol you will need to follow should you fall ill while you are away.

If you are planning to take some courses during your break - such as scuba diving - then you should always double-check that the operator you are planning on using has the appropriate qualifications and a decent safety record.

You should also be vigilant about your internet security. There have been a number of cases where the computers available in internet cafes have had key logger software fitted, meaning that your user names, passwords and other sensitive information such as credit card numbers are all up for grabs. Generally speaking, it is far better to use your mobile or tablet to access the internet whilst travelling, even though this can be quite expensive.

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